Eric Tyson & Ray Brown 
Home Buying For Dummies 

Now updated — America’s #1 bestselling home-buyingbook!

Want to buy a house, but concerned about the market? Have nofear — this trusted guide arms you with Eric Tyson and Ray Brown’s time-tested advice and updated strategies for buying a homein current market conditions. You’ll discover how to find the rightproperty, make smart financial decisions, and understand the latestlending requirements and tax implications.
* New to this edition — new and expanded coverage to helphomebuyers take advantage of low home prices, understand thesubprime mortgage crisis, obtain a mortgage, and improve creditscores
* To buy or not to buy? — weigh the advantages of owningversus renting, get your finances in order, and know how much houseyou can safely afford
* Handle financing — understand your credit rating, navigatethe different types of mortgages, and complete all paperwork
* Play the real estate game — find the right location andproperty, assemble an all-star real estate team, and make the mostof the Internet’s real estate resources
* Let’s make a deal — negotiate with finesse, makesuccessful offers, inspect and protect your new home, and cover allyour bases in escrow

‘Invaluable information, especially for the first-time homebuyer.’
–Fort Worth Star-Telegram

‘A reference you’ll turn to time after time.’
–St. Petersburg Times

Open the book and find:
* Reasons why home prices rise and fall
* Hands-on instruction for buying a home in up or down markets
* How to pay the price you want
* The best mortgage options
* A sample home-buying contract
* Pros and cons of comparable market analysis
* Tips for overcoming mortgage and appraisal problems
* How to cope with buyer’s remorse
* The best real estate Web sites

Table of Content

Introduction.

Part I: Home Economics.

Chapter 1: Deciding Whether to Buy.

Chapter 2: Getting Your Financial House in Order.

Chapter 3: What Can You Afford to Buy?

Chapter 4: Why Home Prices Rise and Fall.

Part II: Financing 101.

Chapter 5: Understanding and Improving Your Credit Score.

Chapter 6: Selecting a Mortgage.

Chapter 7: Mortgage Quandaries, Conundrums, and Paperwork.

Part III: Property, Players, and Prices.

Chapter 8: Where and What to Buy.

Chapter 9: Assembling an All-Star Real Estate Team.

Chapter 10: What’s It Worth?

Chapter 11: Tapping the Internet’s Best Resources.

Part IV: Making the Deal.

Chapter 12: Negotiating Your Best Deal.

Chapter 13: Inspecting and Protecting Your Home.

Chapter 14: It Ain’t Over till the Weight-Challenged Escrow Offi cer Sings.

Part V: The Part of Tens.

Chapter 15: Ten Financial ‘To Do’s’ After You Buy.

Chapter 16: Ten Things to Know When Investing in Real Estate.

Chapter 17: Ten Things to Consider When Selling Your House.

Part VI: Appendixes.

Appendix A: Sample Real Estate Purchase Contract.

Appendix B: Example of a Good Inspection Report.

Appendix C: Glossary.

Index.

About the author

Eric Tyson, MBA, is a financial counselor and the author ofbestselling For Dummies books on personal finance, investing, and real estate investing.

Ray Brown, a real estate professional for more than 30years, has hosted a real estate radio show in San Francisco.