Paul Zane Pilzer 
The New Health Insurance Solution 
How to Get Cheaper, Better Coverage Without a Traditional Employer Plan

You no longer need a traditional employer plan to get good,
affordable health insurance. The New Health Insurance Solution can
help you cut your health insurance costs in half if:

* You’re self-employed, an independent contractor, or your
employer doesn’t provide health insurance (you can probably get
coverage on your own for about $94/month–a fraction of what
an employer would have to pay for the same coverage)

* You are employed and pay extra to cover your spouse or children
under your employer-sponsored plan–you may save 50% by taking
them off your employer plan

* You own a small business and are getting killed by double-digit
premium increases–you can now give employees tax-free money
to buy their own plans and get your company out of the health
insurance business

The book also explains in detail the best solutions for you
if:

* You can’t find affordable health insurance because you or a
child have an expensive preexisting medical problem (your state has
a program to provide you with guaranteed coverage )

* You’re currently putting money into an IRA or a
401(k)–because you don’t realize that an HSA is always a
better option

* You’re unsure how you or your parents will be able to afford
health insurance during retirement, or how to maximize benefits
from Medicare–including the new Part D prescription drug
plan

The New Health Insurance Solution is the definitive guide to the
new ways every American can now get affordable health
care–without an employer.

PAUL ZANE PILZER is a world-renowned economist, a former advisor
in two White House administrations, an entrepreneur/employer, an
award-winning adjunct professor at NYU, and a New York Times
bestselling author.

Inhaltsverzeichnis

Executive Summary: New Health Insurance Solutions for Individuals,
Families, Self-Employed, and Businesses.

Preface.

Acknowledgments.

PART I: How to Better Protect Your Family While Saving $5, 000+
Each Year: Savvy and Affordable New Health Insurance
Strategies.

Chapter 1. You Are One Serious Illness Away from Bankruptcy: The
Huge Gaps in Your Employer’s Health Insurance Plan.

Chapter 2. Why Buying Your Own Health Insurance Is Better,
Cheaper, and Safer Than Your Company Plan.

Chapter 3. Your Legal Rights to Health Insurance When You Lose
Your Job or Change Jobs: ERISA, COBRA, and HIPAA.

Chapter 4. How to Buy Your Own Log-Cost, High-Quality Health
Insurance Policy.

Chapter 5. The Best Options for Employees with a Good Company
Plan: High Deductibles, Disability, Cafeteria Plans, FSAs, and
HRAs.

Chapter 6. Health Savings Accounts: Why You Should Fully Fund
Your HSA before Putting Even $1 in Your IRA or 401 (k) …and How
to Build a $500, 000+ HSA Nest Egg.

Chapter 7. What to Do if You or a Family Member Has a Major
Health Problem.

Chapter 8. How to Get Affordable Medical Care When You Are Over
55: Early Retirement, Medicare, and Long-Term Care.

Chapter 9. How to Save 10 to 75 Percent on Your Prescription
Drugs.

Chapter 10. How to Be a Smart Healthcare Shopper, Stay Healthy,
and Keep the Savings.

PART II: How Businesses Can Fix their Health Insurance Nightmare
an Still Hire great Employees.

Chapter 11. How Employers Can Save 50 Percent by Giving
Employees Tax-Free Dollars to Buy Their Own Health Insurance:
Defined Contribution Health Benefits.

Chapter 12. HSA Plans for Employers: Why Every Employer Should
Encourage Tax-Free Employee Contributions to HSAs.

Chapter 13. HRAs for Employers: How to Use HRAs to Save $2, 000
to $6, 000 per Employee Each Year While Getting Your Employees
Better Health Insurance.

Epilogue: The Future of Affordable Health Insurance in
America-Who Wins and Who Loses?

Appendix A. State-by-State Guide to Individual/Family Health
Insurance Costs.

Appendix B. How Americans Get Health Insurance Today…and What
about the 45 Million Uninsured?

Notes.

Index.

About the Author.

Über den Autor

PAUL ZANE PILZER is a bestselling author, entrepreneur,
world-renowned economist, and a White House advisor to two
presidents. He is the founder of Zane Benefits, a leading provider
of individual, employer, and family health insurance. His previous
books include the New York Times bestseller God Wants You to Be
Rich, The New Wellness Revolution, Other People’s Money, and
Unlimited Wealth. For more information, visit
www.paulzanepilzwer.com.