Eric Tyson & Tony Martin 
Personal Finance For Canadians For Dummies 

Take control of your finances!

The latest on how to save more, invest wisely, and plan for thefuture.

Do you need help managing your financial priorities? Relax! Thisfriendly guide give you just the information you need to takecontrol of your finances and make the most of your money. Whateveryour income level, whatever you financial goals, the updatededition of this national bestseller is the Canadian sourcebook ofsound financial planning.

Discover how to:
* Get out – and stay out – of consumer debt.
* Reduce your spending
* Save more of what you earn
* Make profitable investments
* Buy insurance coverage that’s right for you
* Select the best financial advisers

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Praise for Personal Finance for Canadians For Dummies®

‘One of the most comprehensive and readable guides available onthe subject.’ – Calgary Herald

‘Packed with useful information, all presented in bite-sizedsegments in a clear, uncluttered format.’ – Toronto Star

‘Reaches out to everyday readers with straightforward tips andan easy-to-read format.’ – Ottawa Citizen

Table of Content

Introduction.

Part I: Assessing Your Financial Fitness and Setting Goals.

Chapter 1: Improving Your Financial Fitness.

Chapter 2: Setting and Achieving Goals.

Part II: Saving More, Spending Less.

Chapter 3: Determining Where Your Money Goes.

Chapter 4: Conquering Debt and Credit Problems.

Chapter 5: Reducing Your Spending.

Chapter 6: Taming Taxes.

Part III: Building Wealth through Investing.

Chapter 7: Important Investment Concepts.

Chapter 8: Choosing Your Investment Vehicles.

Chapter 9: Investing in Mutual Funds.

Chapter 10: Registered Retirement Savings Plans.

Chapter 11: Investing in Retirement Plans.

Chapter 12: Investing Outside Retirement Plans.

Chapter 13: Investing for Education Expenses.

Chapter 14: Investing in Real Estate.

Part IV: Insurance: Protecting What You’ve Got.

Chapter 15: Insurance: Getting What You Need at the Best Price.

Chapter 16: Insurance on You: Life, Disability, and Health.

Chapter 17: Covering Your Assets.

Part V: Where to Go for More Help.

Chapter 18: Working with Financial Planners.

Chapter 19: Computer Money Management.

Chapter 20: On Air and in Print.

Part VI: The Part of Tens.

Chapter 21: Survival Guide for Ten Life Changes.

Chapter 22: Ten Things More Important Than Money.

Glossary.

Index.

About the author

Eric Tyson first became interested in money matters threedecades ago. After toiling as a management consultant to Fortune500 financial-services firms, Eric took his inside knowledge of thebanking, investment, and insurance industries and committed himselfto making personal financial management accessible to us all.
Today, Eric is an internationally acclaimed and best-sellingpersonal finance book author, syndicated columnist, and speaker. Hehas worked with and taught people from all financial situations, sohe knows the financial concerns and questions of real folks justlike you. Despite being handicapped by an M.B.A. from the Stanford Graduate School of Business and a B.S. in Economics and Biologyfrom Yale University, Eric remains a master at ‘keeping itsimple.’ An accomplished personal finance writer, his’Investor’s Guide’ syndicated column is read bymillions, and he was an award-winning columnist for the San Francisco Examiner. He is the author of six nationalbest-selling financial books in the For Dummies series onpersonal finance and investing. He is also author of Mind Over Money: Your Path to Wealth and Happiness (CDS Books).Eric’s work has been featured and quoted in hundreds ofpublications including Newsweek, the Wall Street Journal, Forbes, Kiplinger’s Personal Finance Magazine, Parenting, Money, and Family Money, and on NBC’s Today Show, ABC, CNBC, the PBS Nightly Business Report, CNN, CBS national radio, NPR’s Sound Money, and Bloomberg Business Radio.

Tony Martin set off to see the world after graduatingfrom Queen’s University with a business degree. (His bestbuy? A two-day ‘cruise’ from Jakarta to Singapore for$8 — which included a place on deck to roll out his sleepingbag, and fish and rice three times a day!) He then joined CBCradio, and since then has been involved in helping peopleunderstand the world of money. He excels at equipping individualswith the knowledge and tools they need to make better financial andinvestment choices for themselves and their family.
Tony is also the co-author with Eric of Investing For Canadians For Dummies.v His widely read column ‘Me and My Money’ appears in ‘Net Worth, ‘ The Globe and Mail’s weekend personal finance section. His work hasbeen featured in many leading publications, including ROBMagazine, Reader’s Digest, and Canadian Business. Tony is a frequent commentator and speaker onpersonal finance and investing. He regularly appears on televisionand radio, including CBC Radio, CBC Television, Report on Business Television, and TVOntario.
Tony has also been instrumental in the design and development ofmany online resources, including a complete online investortraining program using simulated stock market transactions.