Roger Ma & Jennifer Ma 
Work Your Money, Not Your Life 
How to Balance Your Career and Personal Finances to Get What You Want

Your all-in-one guide to getting your career and finances in order — for greater clarity, happiness, and peace of mind.

Studies show that if you’re like the majority of young professionals, you feel dissatisfied with your job, your finances, or your overall station in life. It can seem impossible to disentangle the work stuff, the money stuff, and the personal stuff, because they’re all inextricably linked. But the good news is, you don’t have to go at it alone: Work Your Money, Not Your Life is your all-in-one guide to achieving both your career and financial goals so that you can get where you want to be.

In his debut book, Roger Ma, an award-winning financial planner and a publisher strategist at Google, offers secrets on how you can craft a meaningful career, gain financial comfort, and achieve a greater sense of purpose. And the premise behind it all is this: money affects every part of our lives. Simply by sorting out your personal finances (and it isn’t as bad as it sounds!), you can build a foundation from which you’ll be able to find the right career path, visualize your desired lifestyle, and turn your dreams into a reality.

You’ll learn how to:

* Relieve yourself of the work, money, and personal stressors that keep you up at night

* Dispel the job myths that are preventing you from a more rewarding career

* Apply the fundamentals of personal finance to your unique situation, without all the confusing jargon

* Prioritize and balance your career and money needs through exercises and easy-to-use templates, launching yourself on the path to the life satisfaction you desire

When the life you’re living and the life you want to live don’t match up, everything feels off balance. Where do you begin trying to connect the dots? Start with this book. Through accessible, practical advice, you’ll learn the career and financial strategies you need to live the life you deserve.

विषयसूची

Introduction ix

Part I: Here’s The Deal 1

Chapter 1: You’re Worth More Than You Think 3

Chapter 2: Everything You’ve Been Taught About Jobs is Wrong 15

Part II: Figure Out Your Starting Point 25

Chapter 3: How’s Your Job? 27

Chapter 4: Compiling Your Financial Report Card 39

Chapter 5: How to Increase Your Financial Runway 59

Part III: Optimize Your Job 79

Chapter 6: What Does a ‘Good’ Job Look Like for You? 81

Chapter 7: How to Tweak Your Job 97

Chapter 8: Supplement Your Job to Explore New Opportunities 107

Chapter 9: Prepare to Change Your Job 121

Chapter 10: Take Action to Change Your Job 137

Part IV: Optimize Your Finances 151

Chapter 11: Chart Your Goals and How Much They Will Cost 153

Chapter 12: What You Need to Know About Investing 165

Chapter 13: How to Construct Your Portfolio 187

Chapter 14: Protecting Your Wealth 205

Part V: How to Stay the Course and Enjoy the Journey 225

Chapter 15: Focus on What You Can Control and Tune out the Noise 227

Chapter 16: You Don’t Have to Do It Alone 241

Conclusion 251

Acknowledgments 255

Endnotes 257

Index 265

About the Authors 275

लेखक के बारे में

ROGER MA, CFP¯® is an award-winning financial planner at lifelaidout, publisher strategist at Google, and contributor to Forbes. He was named one of Investment News’ ’40 Under 40′ in financial planning in 2017, and one of the top 100 Most Influential Financial Advisors by Investopedia in 2018 and 2019. Roger’s personal finance advice has appeared in numerous publications, including Bloomberg, CBS News, CNBC, and the Washington Post. Roger previously worked in investment banking for seven years and holds a Bachelor of Science in Business and Economics from Carnegie Mellon University. He lives in New York City with his wife, Jennifer; son, Owen; and two cats, Josie and Junebug. You can learn more about Roger at lifelaidout.com.

JENNIFER MA is a New York City-based writer, editor, and communications professional. Her experience has spanned various communications roles in diverse industries. Jennifer has also served as a contributing writer at a number of finance, travel, and lifestyle publications. She holds a Bachelor of Arts in English from the University of Virginia. Jennifer is the proud wife of Roger Ma, and the doting mother of their son, Owen (as well as their fur babies, Josie and Junebug, of course).