Barbara Smith & Ed Koken 
DIY Financial Planning 
Creating Wealth Through Careful Financial Planning

Do you manage your finances so that you will have a comfortablelifestyle when you retire? Is your money working as hard for you asit possibly can? If you answered no to either of these questions, then this book is for you.
In the 1st edition of this bestseller, Barbara Smith and EdKoken — popular authors, certifi ed financial planners andsuperannuation specialists — showed you how to create your owncomprehensive financial plan and put it into practice.
In the 2nd edition, they also show you how to:
* afford your own home and use it to create wealth from otherasset classes
* use the internet to manage your finances
* invest in popular products like CFDs and managedinvestments
* make the most of government bonuses and grants.
Don’t spend hundreds of dollars on financial planning when youcan do it yourself with Smith and Koken!

About the author

Barbara Smith is a leading authority on superannuation andretirement planning in Australia. She is the CEO of Oasis Wealthand also an accountant, registered tax agent and financial planner.
Dr Ed Koken is Managing Director of Oasis Wealth and alsoa registered tax agent, accountant and certified financial planner.Together they have authored several useful books on personalfinancial planning: The Superannuation Handbook 2008, TheSelf-Managed Superannuation Handbook, DIY RetirementPlanning.