Dr. Setrag Khoshafian 
How to Alleviate Digital Transformation Debt 

2020 – the year of the COVID-19 pandemic – changed everything.Its ripple effects will be felt for many years to come.At the same time there have been incredible advances in digitization. We are amid a digital revolution with unprecedented innovations. The pandemic has accelerated the requirements for "Digital Transformation." Organizations need to adopt and transform to survive and hopefully thrive.At the core of digitization there is very much an underlying principle of "debt." It comes originally from what Is called "technical debt." Simply, technical debt "reflects the implied cost of additional rework caused by choosing an easy solution now instead of using a better approach that would take longer." Difficult transformative choices need to be made now – especially post-COVID-19. If an organization ignores digital transformation for "easy solutions", the "debt" accumulates and can have disastrous consequences.The pandemic has accelerated the accumulation of digital transformation debt!It has also provided an opportunity to thrive in the post-COVID-19 era.What does Digital Transformation mean? What are the opportunities? What are the core digital technologies? What are the best practices? What are practical recommendations to alleviate the Digital Transformation Debt!?This book addresses Digital Transformation Debt holistically and makes recommendations on how to alleviate the debt.