Howard Ruff 
Safely Prosperous or Really Rich 
Choosing Your Personal Financial Heaven

Praise for SAFELY PROSPEROUS or REALLY RICH?

‚Howard’s brilliant concept that the roads to Prosperity and Riches
are very different is very liberating. In most financial books, the
author would never do what Howard has done-recount with unflinching
honesty the big financial mistakes he and his subscribers have made
over the years so readers can avoid the same stumbling blocks and
pitfalls. Only a very secure man would have the guts to do
that.‘

-Robert Allen

author of Multiple Streams of Income and Nothing Down

‚Howard Ruff is back, offering a wealth of powerful new financial
advice for America’s middle class. In his new manual, Safely
Prosperous or Really Rich?, he challenges you to choose between two
roads. The older I get, the more I favor ‚Safely Prosperous, ‚ but
you make the call. I also love Howard’s old-fashioned moral
perspectives on money.‘

-Mark Skousen

editor of Forecasts and Strategies

‚Safely Prosperous or Really Rich? is destined to be one of the
most influential books of the early twenty-first century, just as
his mega bestseller, How to Prosper During the Coming Bad Years,
changed millions of lives in the late ’70s. Welcome back,
Howard.‘

-John Mauldin

author of Bull’s Eye Investing

Über den Autor

Howard Ruff has had a long career as a financial publisher and author. The Ruff Times has had more than six hundred thousand subscribers over the last quarter century. Ruff is the author of seven books, including the bestselling How to Prosper During the Coming Bad Years, which sold almost three million copies and appeared near the top of the New York Times bestseller list for more than two years. Ruff has hosted his own syndicated radio and TV programs in more than 300 markets and has appeared on nearly every national TV program, including the Today show, Good Morning America, The Oprah Winfrey Show, and Nightline.