Bruce Brammall 
Debt Man Walking 
A 10-Step Investment and Gearing Guide for Generation X

The key to wealth is… a four-letter word.

Debt, growth assets and time are the perfect ingredients
for Generation X to create real wealth.

If you were born in the ’60s or ’70s, remember Billy Ray
Cyrus, BMX Bandits, Sony Walkmans, the fall of the Berlin
Wall, ‘Who Shot JR?’, the dot-eating Pac-Man —
and you’re wondering how any of that could improve your
financial position — then this book is wa-a-ay overdue.
Debt Man Walking will have you marching to a different
financial beat, because Gen X’s money needs are distinctive.
Inside this book you’ll discover:

* how to maximise your opportunities using investment debt

* that there are actually three types of debt: dumb, okay and
great

* that your ‘relative’ youth + diversification =
wealth

* how you can double your super nest egg in 15 minutes

* why life as a Gen Xer is an excellent adventure … dude.

Table of Content

Dedication vii

Acknowledgements ix

About the author xiii

Prologue xvii

Introduction 1

Step 1: Write your own ticket 17

Step 2: Money’s simple rules 33

Step 3: Risky business 53

Step 4: Gen X’s investment edge 75

Step 5: Home: investment central 107

Step 6: Investing: the debt mantra 123

Step 7: Tax, Santa and other little helpers 153

Step 8: Blockbuster budgeting 175

Step 9: Cover your ass(ets) 193

Step 10: Choose your own … neverending story 217

Conclusion 245

Appendix A: The X-Flips 247

Appendix B: 50 investment, gearing and ‘Gen X
Rules’ rules 253

Appendix C: Glossary 261

Recommend to a friend 273

Index 275

About the author

Bruce Brammall is a successful investor, best-selling
author, financial adviser, business journalist, columnist… and,
by pure luck, a Gen Xer. Now, as Debt Man, he has donned his
gearing cape, exited the phone box and is ready to save his
Slacker generation with a clearly articulated 10-step plan to help
them supercharge their finances.