Deborah Levine Herman & Robin L. Bodiford 
Fresh Start Bankruptcy 
A Simplified Guide for Individuals and Entrepreneurs

Don’t get down, get started instead-with Fresh Start
Bankruptcy

Well over a million Americans suffer the trauma of bankruptcy every
year. But many don’t know that bankruptcy may be the ideal
opportunity to rein in their out-of-control finances, get back on
their feet, and start over anew.

Fresh Start Bankruptcy is a friendly and non-intimidating guide
that walks you step by step through the filing process and provides
the sympathetic, expert advice you need to survive the ordeal.
Attorneys Deborah Herman and Robin Bodiford provide the informed
perspective that makes tough decisions simple. They’ll help you
decide whether you should retain legal counsel or move forward on
your own. And if you do decide to go it alone, you’ll find all the
professional advice you need to make the process as quick and
painless as possible. You’ll learn which chapter to file and how to
do it, how to protect your assets and deal with creditors, how to
repair your credit, and how to navigate bankruptcy court.

Personal anecdotes included in the book prove that people of all
walks of life have gone through the process and come out stronger
than before– and you can too! So, no matter how your financial
troubles came about, stop worrying and start over with the positive
outlook and thoughtful guidance you’ll find only in Fresh Start
Bankruptcy.

Table of Content

Chapter One. Deciding to File.

Chapter Two. Quicksand Credit and Callous Creditors.

Chapter Three. Pre Bankruptcy Planning and Asset Protection.

Chapter Four. Choosing Your Chapter.

Chapter Five. It’s Not Personal; It’s Business.

Chapter Six. Gathering Documents Without Losing Your Mind.

Chapter Seven. Completing the Forms.

Chapter Eight. What Happens After You File?

Chapter Nine. Life after Bankruptcy and How to Cultivate Your
Credit.

Epilogue: Bankruptcy Reform and How It Will Affect the World as
We Know It.

Appendix A. Glossary of Terms Used in This Book and in the
Forms.

Appendix B. List of Forms.

Appendix C. Federal and State Personal Bankruptcy
Exemptions.

Appendix D. The Fair Debt Collection Practice Act.

Bibliography.

Index.

About the author

DEBORAH LEVINE HERMAN, Esq., is an attorney with a master?s degree
in journalism who has worked as both a book doctor and a
ghostwriter. She is also the coauthor of Write the Perfect Book
Proposal, available from Wiley.

ROBIN L. BODIFORD, Esq., is an attorney and freelance
writer.