Aldrich Smeriglio 
Federal Employees Health Benefits Program 
Essential Elements and Legislative History

The federal government is the largest employer in the United States, and the Federal Employees Health Benefits Program (FEHBP) is the largest employer-sponsored health insurance program. FEHBP covers about 8 million individuals, providing an estimated $43 billion annually in health care benefits. The participation rate among eligible enrollees is about 90% (85% of eligible individuals enroll in FEHBP as the primary policy holder, and another 5% are covered as a family member). This book examines the essential elements and legislative history of FEHBP with a focus on available health insurance options; laws affecting FEHBP; and health benefits for Members of Congress.