Grace Livingston Hill 
White Lady 

When Pastor John Endicott returns from burying his mother, he discovers the legendary haunted house in town really is inhabited, and he sets out to determine if the lady in white is a ghost or real. Constance Whetherhill left the city when her wealth failed rather than endure the sympathy of her socialite circle. Renting a ‘;haunted’ house was the most economical choice she could make to secure a home for her aging grandmother. But when wealth and privilege are offered back to her, she must choose between the new life she made and the old life she was raised to expect.