Grace Livingston Hill 
Out of the Storm 

As a traveling companion to a wealthy woman, Gail Desmond finds herself on a steamer that has had a collision during a storm and is going down fast. A man comes to her rescue but is injured in the process. Adrift on the sea with the unconscious man, she prays for a way to reach the distant shore. But, if she is to survive this, what kind of future awaits a penniless woman with no family?