H. G. Wells 
The Red Room 

“I can assure you, ” said I, “that it will take a very tangible ghost to frighten me.” And I stood up before the fire with my glass in my hand.
“It is your own choosing, ” said the man with the withered arm, and glanced at me askance.
“Eight-and-twenty years, ” said I, “I have lived, and never a ghost have I seen as yet.”
The old woman sat staring hard into the fire, her pale eyes wide open. “Ay, ” she broke in; “and eight-and-twenty years you have lived and never seen the likes of this house, I reckon. There’s a many things to see, when one’s still but eight-and-twenty.” She swayed her head slowly from side to side. “A many things to see and sorrow for.”
I half suspected the old people were trying to enhance the spiritual terrors of their house by their droning insistence. I put down my empty glass on the table and looked about the room, and caught a glimpse of myself, abbreviated and broadened to an impossible sturdiness, in the queer old mirror at the end of the room. “Well, ” I said, “if I see anything to-night, I shall be so much the wiser. For I come to the business with an open mind.”
“It’s your own choosing, ” said the man with the withered arm once more.