लेखक: Roger Ma

ROGER MA, CFP¯® is an award-winning financial planner at lifelaidout, publisher strategist at Google, and contributor to Forbes. He was named one of Investment News” “40 Under 40” in financial planning in 2017, and one of the top 100 Most Influential Financial Advisors by Investopedia in 2018 and 2019. Roger”s personal finance advice has appeared in numerous publications, including Bloomberg, CBS News, CNBC, and the Washington Post. Roger previously worked in investment banking for seven years and holds a Bachelor of Science in Business and Economics from Carnegie Mellon University. He lives in New York City with his wife, Jennifer; son, Owen; and two cats, Josie and Junebug. You can learn more about Roger at lifelaidout.com. JENNIFER MA is a New York City-based writer, editor, and communications professional. Her experience has spanned various communications roles in diverse industries. Jennifer has also served as a contributing writer at a number of finance, travel, and lifestyle publications. She holds a Bachelor of Arts in English from the University of Virginia. Jennifer is the proud wife of Roger Ma, and the doting mother of their son, Owen (as well as their fur babies, Josie and Junebug, of course).