Author: Peter Di Teresa

CHRISTINE BENZ is Editor of Morningstar¯® Fund Investor¯TM, a monthly newsletter for investors, and Morningstar¯® Funds 500¯TM, an annual publication covering 500 top mutual funds. PETER DI TERESA is a retirement plan consultant with Morningstar. He has written for the print publications Morningstar¯® Mutual Funds¯TM and Morningstar¯® Fund Investor¯TM, as well as the “Ask the Professor” column for Morningstar”s Web site, Morningstar.com. RUSSEL KINNEL is Director of Mutual Fund Analysis for Morningstar, Inc. He writes the widely read “Fund Spy” column for Morningstar.com, and manages Morningstar”s team of mutual fund analysts. MORNINGSTAR, INC. is a Chicago-based global investment research firm. Morningstar is known for its objective research and analysis on stocks, mutual funds, exchange-traded funds, closed-end funds, and more. Morningstar is an independent company and is the trusted source for individuals, financial advisors, institutions, and the news media.