Deborah Knuckey 
The Ms. Spent Money Guide 
Get More of What You Want with What You Earn

Change your spending habits to achieve your personal andfinancial goals

The hardest part of personal finance for most people is livingwithin their means. Spreadsheets, budgets, and tables make moneymanagement seem like hard work. In The Ms Spent Money Guide, readers are introduced to an innovative approachthat focuses spending habits to allow for everyday costs and futureexpenses while finding money for things you really enjoy.

Ms Spent’s bottom line is to help people have a more fulfillinglife by helping them clarify their financial goals as well asdevelop systems and habits that manage their spending. We are allunique and there is no single way to manage money. The Ms Spent Money Guide helps each individual discover a waythat will work for them. Readers of all ages will benefit from Ms Spent’s message-if you are clear about your values, you will getmore of the life you want with the money you have.

Mục lục

Introduction.

PART ONE: READY TO CHANGE: IS YOUR HIP POCKET OFF BALANCE?

Where Did It All Go?: The Unconscious Spending Trap.

Conscious Spending: Honoring Your Values.

Becoming Conscious: Getting More of What You Want.

The Excuse File: Why Unconscious Spending Tempts.

PART TWO: SET TO SPEND: THE SEVEN CONSCIOUS SPENDING
CATEGORIES.

Security: Your Financial Foundation.

Shelter: Your Home, Sweet Home.

Sustenance: Feeding Your Body.

Self and Family: Everyday Expenses.

Social: Connecting with Others.

Society: Giving Back.

Soul: Expressing Your Higher Purpose.

PART THREE: GO: BECOMING A CONSCIOUS SPENDER.

Starting Out: Creating a Conscious Spending Plan.

Keeping Conscious: Designing a New Hip-Pocket Habit.

Iceberg Ahead: When You’re Weighed Down by Debt.

The Big Squeeze: When Your Means Are Not Enough.

Bibliography.

Conscious Spending: Next Steps.

Index.

Giới thiệu về tác giả

DEBORAH KNUCKEY is a writer, money coach, and speaker. Her
‘Conscious Spending’ approach has been featured in the media,
including Oprah and USA Today. Knuckey has an MBA from UCLA and has
worked as a consultant at Mc Kinsey & Co. and as a financial
reporter at News Corporation. She lives in Washington, D.C. She can
be reached at www.deborahknuckey.com.