Jordan E. Goodman & Bill Westrom 
Master Your Debt 
Slash Your Monthly Payments and Become Debt Free

Strategies and tools to live debt free

The world of borrowing and debt management has changed
dramatically, leaving people confused about how best to secure
their financial future. This book is the only guide with detailed
advice to help you become debt free or master the debt you have,
based on the latest laws and new government programs and policies
implemented under the Obama administration.

Is the information and advice on debt management different than
in years past? Definitely. In this savvy, engaging guide,
bestselling financial expert Jordan Goodman will tell you how
to

* Win the mortgage game: avoid foreclosure, obtain the best refi,
and modify your mortgage even if it is ‘under water’

* Clean up your credit report and dramatically boost your credit
score

* Negotiate new terms and payments for burdensome medical bills,
student loans, and credit cards

* Protect yourself from the devastation of identity theft

* Master the new credit card rules, and avoid the rate and fee
traps

* Learn a revolutionary strategy that will help you become
mortgage free in 5 to 7 years, change the way you pay all your
bills, and save hundreds of thousands of dollars

Master Your Debt recommends many pioneering strategies as
it lays out an innovative plan for achieving the elusive goal of
financial success. The book is filled with helpful web sites, toll
free numbers, associations and government agencies, and vetted
companies and services to help you implement this advice. In
today’s volatile economy, getting out of debt is the key to
surviving and thriving, and author Jordan Goodman provides you with
the strategies and tools to live debt free.

Mục lục

Acknowledgments vii

Introduction Master or Victim? You Decide ix

Chapter 1 How Did We Get Here? And Where Are We? 1

Chapter 2 Find Out Where You Stand 11

Chapter 3 Other People Are Grading You, Too 25

Chapter 4 Avoiding a Modern-Day Identity Crisis 45

Chapter 5 Win the New Mortgage Game 55

Chapter 6 Mortgage Free in Five to Seven Years 73

Chapter 7 Credit Cards: Just Because It’s Called Master Card Doesn’t Mean It’s the Boss of You 85

Chapter 8 Car Deals: Making Sure You’re in the Driver’s Seat 113

Chapter 9 An Education in College Costs 127

Chapter 10 Don’t Let Bad Luck Derail Your Finances 145

Chapter 11 Surviving Bankruptcy 169

Chapter 12 Debt Strategies for Every Age 177

Chapter 13 Permanent Mastery, Going Forward 183

Appendix Resources 189

About the Author 203

Index 205

Giới thiệu về tác giả

JORDAN E. GOODMAN is a nationaly recognized expert on personal finance. He is the author of the bestselling Everyone’s Money Book and twelve other books. For eighteen years, he was the Wall Street correspondent for Money magazine and also served as a regular commentator for NBC News at Sunrise and Mutual Broadcasting System’s America in the Morning. Today, Goodman appears regularly on many radio shows, including public radio’s Marketplace as well as on TV programs on Fox, CNN, CBS, CNBC, and MSNBC. He also speaks regularly to large groups such as the Harv Eker wealth seminars. Visit Goodman’s Web site: www.moneyanswers.com.

BILL WESTROM is a consumer advocate and veteran mortgage professional who has become a critic of the traditional banking system. His own businesses, IFS Development Group and Truth In Equity.com, focus on educating and empowering homeowners so they can make smarter choices about mortgages and employ an innovative mortgage reduction strategy; equity acceleration. Westrom’s mission is to ‘change the financial landscape of this country by helping homeowners get more out of what they own and what they earn.’